Commercial Line Products indemnify the Business entity, be it a Shop or Small & Medium Size Enterprises or Corporates for their casualties, Liabilities & Losses to their Properties & Assets.
Commercial Line Products include Insurance Policies like
(1) Contractor’s All Risk – CAR
(2) Erection All Risk – EAR
(3) Industrial All Risk – IAR
(4) Boiler Insurance
(5) Standard Fire including Earthquake, Storm and allied perils & Terrorism.
(6) Loss of Profit due to Fire
(8) Machinery Break Down – MBD
(9) Loss of Profit due to MBD
(10) Electronic Equipments
(11) Portable Electronic Equipments
(12) Money Insurance
(13) Fidelity Guarantee Insurance
(14) Plate Glass Insurance
(15) Neon Sign Board & its liability
(16) Employer’s Liability for workers – popularly known as Workmen Compensation –WC policy
(17) Credit insurance
(18) Public Liability
(19) Combined General Liability or Comprehensive General Liability – CGL
(20) Directors’ & Officers’ Liability – D & O, Professional Indemnity or Error & Omission Liability
(21) Cyber Liability etc.
(22) Marine Insurance like Open or Specific for indemnifying losses to cargo during transit.
(23) Sales Turnover Policy indemnifying losses to cargo during Purchase, Job work & Sales.
(24) Policies for Employee Benefits like Group Personal Accident – GPA & Group Health or Mediclaim Insurance popularly known as GMC or GHI.
(25) All Risk Policy
(26) Shop Keeper’s Package policy
(27) SME, Trade, Office, Business Package Policy
(28) Package Policy for School – Educational Institute, Hospital, Hotel – Restaurant etc.
(29) Special Contingency Policy or Package Policy for events.
The above mentioned list of Commercial Line of Insurance Products is indicative. There are many other products that can be added here but they are for specific customers like LPG Dealer’s Package Policy etc. Henceforth, such products are not mentioned here.
Brochures, Prospectus, Proposal forms and Claim forms of above mentioned products can be obtained from Download Center.